> ## Documentation Index > Fetch the complete documentation index at: https://guides.saber.money/llms.txt > Use this file to discover all available pages before exploring further. # Get Bank Accounts > Retrieve a list of bank accounts for a user. Optionally filter by validation status. **Response field values** | Field | Possible Values | | --- | --- | | `account_type` | `SAVINGS`, `CURRENT`, `JOINT`, `CHECKING` | | `validation_status` | `PENDING`, `APPROVED`, `DELETED`, `DELETED_BY_USER`, `REJECTED`, `NAME_REJECTED`, `VERIFICATION_REQUIRED` | | `routing_type` | `IFSC`, `ROUTING_NUMBER`, `SORT_CODE`, `BANK_CODE`, `IBAN`, `null` | | `is_nre` | `true` if this is an Indian NRE (Non-Resident External) account — set automatically during penny-drop validation, not client-settable. See [INR Payouts to NRE Bank Accounts](/guides/offramp/06-inr-payouts-nre-bank-accounts/). | | `country` | ISO alpha-3 country code. Omitted if not resolved. | ## OpenAPI ````yaml openapi-v2.json GET /api/v2/user/bank_account openapi: 3.1.0 info: title: Saber Money API (v2) version: v2 description: >- ## Authentication There is no standalone API-key auth — every request must be **signed**. An API key by itself authenticates nothing. Each call requires four headers together: `X-Api-Key` (your key), `X-Signature` (HMAC-SHA256 of `apiKey + timestamp` — or `apiKey + timestamp + userId` when `X-User-Id` is required — keyed with your API secret), `X-Timestamp` (unix seconds), and `X-Request-Id` (any unique string per request). The signature must be computed by a client script; there is no way to derive it by hand. Use the HMAC Generator flow to compute valid values for manual testing. ## Common Authentication Errors - **Invalid Client ID**: {"error_code":6092,"message":"X-Client-Id invalid","success":false} - **Invalid Secret**: {"error_code":6090,"message":"invalid secret","success":false} - **Timestamp (Older than 10 secs)**: {"errors":{"error_code":6093,"text":"timestamp expired"},"success":false} servers: - url: https://api.saber.money security: [] paths: /api/v2/user/bank_account: get: tags: - Bank Account Operations summary: Get Bank Accounts description: > Retrieve a list of bank accounts for a user. Optionally filter by validation status. **Response field values** | Field | Possible Values | | --- | --- | | `account_type` | `SAVINGS`, `CURRENT`, `JOINT`, `CHECKING` | | `validation_status` | `PENDING`, `APPROVED`, `DELETED`, `DELETED_BY_USER`, `REJECTED`, `NAME_REJECTED`, `VERIFICATION_REQUIRED` | | `routing_type` | `IFSC`, `ROUTING_NUMBER`, `SORT_CODE`, `BANK_CODE`, `IBAN`, `null` | | `is_nre` | `true` if this is an Indian NRE (Non-Resident External) account — set automatically during penny-drop validation, not client-settable. See [INR Payouts to NRE Bank Accounts](/guides/offramp/06-inr-payouts-nre-bank-accounts/). | | `country` | ISO alpha-3 country code. Omitted if not resolved. | operationId: get-bank-accounts-v2-v2 parameters: - name: status in: query required: false description: Filter by validation status. Defaults to `APPROVED` if omitted. schema: type: string description: Filter by validation status. Defaults to `APPROVED` if omitted. enum: - UNINITIATED - PENDING - APPROVED - DELETED - REJECTED - NAME_REJECTED - VERIFICATION_REQUIRED - name: X-Api-Key in: header required: true description: Your API key (configured in credentials) schema: type: string - name: X-Signature in: header required: true description: >- HMAC-SHA256 signature (auto-generated) To test manually: HMAC-SHA256 of `apiKey + timestamp` (or `apiKey + timestamp + userId` when X-User-Id is required), keyed with your API secret. The HMAC Generator flow computes this for you. schema: type: string - name: X-Timestamp in: header required: true description: >- Unix timestamp in seconds (auto-generated) Unix seconds, e.g. `Math.floor(Date.now() / 1000)`. Must match the timestamp used in the X-Signature computation. schema: type: string - name: X-Request-Id in: header required: true description: >- Unique request identifier (auto-generated) Any unique string per request, e.g. a UUID. schema: type: string - name: X-User-Id in: header required: true description: User UUID (set above) schema: type: string responses: '200': description: Successful response content: application/json: schema: type: object properties: success: type: boolean data: type: array items: type: object properties: bank_id: type: string account_number: type: string ifsc_code: type: string account_holder_name: type: string account_type: type: string enum: - SAVINGS - CURRENT - JOINT - CHECKING name: type: string iban: type: - string - 'null' bic: type: - string - 'null' validation_status: type: string enum: - PENDING - APPROVED - DELETED - DELETED_BY_USER - REJECTED - NAME_REJECTED - VERIFICATION_REQUIRED routing_type: type: - string - 'null' enum: - IFSC - ROUTING_NUMBER - SORT_CODE - BANK_CODE - IBAN - null created_at: type: string updated_at: type: string message: type: string country: type: string is_nre: type: boolean example: success: true data: - bank_id: 550e8400-e29b-41d4-a716-446655440000 account_number: 12XXXXX1234 ifsc_code: HDFC0001234 account_holder_name: John Doe account_type: SAVINGS name: HDFC Bank iban: null bic: null validation_status: APPROVED routing_type: IFSC created_at: '2024-01-01T00:00:00Z' updated_at: '2024-01-01T00:00:00Z' message: '' country: IND is_nre: false '400': description: '`102002`: invalid parameter format — invalid status value' content: application/json: schema: type: object properties: success: type: boolean enum: - false errors: type: array items: type: object properties: code: type: - integer - string text: type: string example: success: false errors: - code: 102002 text: invalid parameter format '500': description: '`109999`: Something went wrong!' content: application/json: schema: type: object properties: success: type: boolean enum: - false errors: type: array items: type: object properties: code: type: - integer - string text: type: string example: success: false errors: - code: 102002 text: invalid parameter format ```` ## Related topics - [Get Bank Account by ID](/api-reference/bank-account-operations/get-bank-account-by-id.md) - [Traditional Rails](/offramp/currencies/inr-traditional.md) - [Get Bank Codes for Country](/api-reference/bank-account-operations/get-bank-codes-for-country.md) - [Add Bank Account](/api-reference/bank-account-operations/add-bank-account.md) - [Frequently Asked Questions](/faq.md)