> ## Documentation Index
> Fetch the complete documentation index at: https://guides.saber.money/llms.txt
> Use this file to discover all available pages before exploring further.

# Fetching Payment Methods

> Retrieve available fiat payment methods (UPI, bank transfer, SEPA) for buying crypto via the conversion/fiat/methods endpoint.

Retrieve available payment methods for purchasing a crypto asset with fiat currency — a categorized list (UPI, Bank Transfer, etc.) with availability, display names, types (`INSTANT`/`MANUAL`), priorities, and modes (`INTENT`/`IMPS`/`UPI`/`SEPA`) — to show users a tailored list of options during the buy flow.

## Sample Request

**Sample request:**

```bash theme={null}
curl --location 'https://api.saber.money/api/v1/wallet/conversion/fiat/methods?fiat=INR&crypto=USDT&type=buy' \
  --header 'X-Timestamp: {{timestamp}}' \
  --header 'X-Client-Id: •••••••' \
  --header 'X-Request-Id: {{request_id}}' \
  --header 'X-Secret-Key: •••••••'
```

**Sample response:**

```json theme={null}
{
  "success": true,
  "data": {
    "UPI": {
      "enabled": true,
      "options": {
        "gpay_intent": {
          "id": 1,
          "conversion_type": "BUY",
          "name": "gpay_intent",
          "display_name": "Google Pay",
          "description": null,
          "icon": null,
          "mode": "INTENT",
          "type": "INSTANT",
          "priority": 1
        },
        "paytm_intent": {
          "id": 2,
          "conversion_type": "BUY",
          "name": "paytm_intent",
          "display_name": "Paytm",
          "description": null,
          "icon": null,
          "mode": "INTENT",
          "type": "INSTANT",
          "priority": 3
        },
        "phonepe_intent": {
          "id": 3,
          "conversion_type": "BUY",
          "name": "phonepe_intent",
          "display_name": "PhonePe",
          "description": null,
          "icon": null,
          "mode": "INTENT",
          "type": "INSTANT",
          "priority": 2
        },
        "other_upi_intent": {
          "id": 4,
          "conversion_type": "BUY",
          "name": "other_upi_intent",
          "display_name": "Other UPI Apps",
          "description": null,
          "icon": null,
          "mode": "INTENT",
          "type": "INSTANT",
          "priority": 4
        }
      },
      "category_name": "UPI",
      "category_display_name": "UPI Options"
    },
    "BANK_TRANSFER": {
      "enabled": true,
      "options": {
        "bank_transfer": {
          "id": 6,
          "conversion_type": "BUY",
          "name": "bank_transfer",
          "display_name": "IMPS/NEFT Bank Transfer",
          "description": null,
          "icon": null,
          "mode": "IMPS",
          "type": "MANUAL",
          "priority": 1
        }
      },
      "category_name": "BANK_TRANSFER",
      "category_display_name": "Bank Transfer"
    }
  }
}
```

### Required Parameters

| **Parameter** | **Description**                          |
| ------------- | ---------------------------------------- |
| `fiat`        | The fiat currency (e.g., INR, EUR, GBP). |
| `crypto`      | The crypto asset (e.g., USDT, USDC).     |
| `type`        | Transaction type (e.g., buy).            |

## Example Payment Methods

Here is a list of some sample payment methods available on Saber Money based on different currencies. *Please note that this list is for indicative purposes, and the methods available can change based on our banking partner availability.*

### UPI Options (INR)

| **Option**         | **Display Name** | **Mode** | **Type** |
| ------------------ | ---------------- | -------- | -------- |
| `gpay_intent`      | Google Pay       | INTENT   | INSTANT  |
| `paytm_intent`     | Paytm            | INTENT   | INSTANT  |
| `phonepe_intent`   | PhonePe          | INTENT   | INSTANT  |
| `other_upi_intent` | Other UPI Apps   | INTENT   | INSTANT  |
| `upi_transfer`     | Other UPI        | UPI      | MANUAL   |

***

### Bank Transfer Options (INR)

| **Option**      | **Display Name**   | **Mode** | **Type** |
| --------------- | ------------------ | -------- | -------- |
| `bank_transfer` | IMPS Bank Transfer | IMPS     | MANUAL   |

### International Payment Options (EUR, GBP)

| **Option**      | **Display Name**   | **Mode** | **Type** |
| --------------- | ------------------ | -------- | -------- |
| `sepa_transfer` | SEPA/ SEPA INSTANT | SEPA     | INSTANT  |

Payment methods depend on the fiat currency, crypto asset, and type — fetch dynamically rather than caching.

**API Reference:** [Fetch Payment Methods](https://saber-money.readme.io/reference/fetchpaymentmethods)


## Related topics

- [Fetching Quote](/onramp/operations/quote.md)
- [Fetching Payment Beneficiary](/docs/fetching-payment-beneficiary.md)
- [Configuring Currency and Payment Methods](/docs/configuring-currency-and-payment-methods.md)
- [Get Payment Methods (v1)](/api-reference/onramp/get-payment-methods-v1.md)
- [Supported Configurations](/docs/supported-onramp-methods.md)