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Saber supports INR payouts to NRE (Non-Resident External) bank accounts in India over traditional banking rails — funds are routed through compliant banking infrastructure rather than on-chain settlement. The payout flow is otherwise the same as a standard INR Offramp transaction, with a few conditions specific to NRE accounts.
Both USDT and USDC are supported for NRE payouts.

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Key considerations

NRE payouts are currently supported only for first-party transactions — third-party payouts to savings accounts aren’t supported yet.
  • KYC Sharing only — this flow only works for users onboarded via KYC Sharing; other KYC methods aren’t currently compatible. See KYC Sharing.
  • is_nre flag — only bank accounts with is_nre: true and status: APPROVED are eligible. This flag is available on the Get User API (within the bank object) and the Get Bank Account API.
  • Address required — the user’s address must be populated during KYC for NRE eligibility.

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Limits

Same min (₹100) and max (per assigned limits) as standard INR payouts — see INR Offramp.

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Getting pricing for NRE payouts

Call the Sell Quote API with the bank account UUID in the optional payment_instrument_id field:
  • NRE account → NRE (traditional-rails) pricing is returned.
  • Non-NRE account → standard stablecoin pricing is returned.
This lets you use a single quote flow for all users, with pricing resolved automatically by destination account type.

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Initiating an NRE payout

Use the existing transaction APIs — SELL, POOL SELL, or EXTERNAL SELL.
source_id / destination_instrument_id must be the bank account ID of an approved NRE account, and is_first_party must be true.

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Transaction lifecycle

Unchanged — status tracking, webhooks, error handling, and reconciliation follow the same Order Lifecycle and Webhooks as any other INR offramp transaction.

INR Offramp

User KYC

Related topics

INR OfframpOverviewFetching QuoteFrequently Asked Questions