from_currency), cryptocurrencies (to_currency), blockchain networks (network), and available payment methods.
Supported Parameters
Payment Methods Overview
The available payment methods depend on thefrom_currency. Below is a quick summary of the supported payment methods and their respective workflows.
For EUR and GBP
User Flow:
- User Creation
- User KYC through KYC Widget or KYC Sharing
- Bank Selection and Payment Authorisation through Open Banking payment URL
- Redirection to the configured URL post payment
- SEPA Instant/Faster Payments: We enforce SEPA Instant/Faster Payments by default if supported by the sender bank. Funds settle instantly in these cases.
- SEPA: If instant methods are not supported by the sender bank, funds typically settle within 1-2 business days.
- EURO:
- Min: €1
- Max: NA (Depends on sender bank)
- GBP:
- Min: £1
- Max: NA (Depends on sender bank)
- Further limits applicable as per the user’s KYC level.
- Please ensure that the redirect URL is configured with Saber. This URL is required to redirect the user from the payment page.
- The payment URL, once generated, expires after 1 hour if the payment is not received.
For USD
User Flow:
- User Creation
- User KYC through KYC URL
- USD bank account linking through Plaid using Saber Widget
- Transaction Initiation: Fiat pulled from the linked bank account
- Min: $1
- Max: $6,000
- Further limits applicable as per the user’s KYC level.
- All ACHs are high-priority ACHs (i.e., same-day ACHs) and typically follow this schedule on processing days:
- The cutoff time for the first batch is typically 10:30 ET, and the funds are generally settled by 13:00 ET.
- The cutoff time for the second batch is typically 14:45 ET, and the funds are generally settled by 17:00 ET.
- The last cutoff time of the day is at 16:50 ET, and the funds are generally settled by 18:00 ET.
- Settlements are delayed if:
- The user is flagged as risky by the banking partner based on the user’s previous transaction patterns. The funds are held for 2 days in this case.
- Outside ACH processing window (e.g., weekends).
- User’s USD bank account needs to be linked through Plaid Widget before onramp can be initiated.
- KYC to be done through the KYC Partner URL method only.
- Manual KYC/Bank Verification in Sandbox is not possible.
- The merchant needs to maintain a reserve amount ($5,000) with Saber to account for any ACH reversals on their users.